Often we get asked ‘Does my child need health insurance?’ – We can’t answer this question for you, this is your decision – but to help we’ve put together this blog post to help provide you with information which can help you make that decision.
As a parent, if your child becomes ill, you would do anything to help them feel better. This includes trying to make sure they feel better as quickly as possible – the right health insurance cover can help ensure you can achieve this.
Here in the UK, NHS waiting times continue to increase and treatment options are becoming more restricted. If your family has health insurance you’ll be covered if someone unexpectedly falls ill – once diagnosed, you’ll have access to a range of treatments without long waiting times. You’ll have more choice and flexibility, which can help reduce stress if something was to happen.
Many insurance providers have plans which are designed to be more suitable for children.
Aviva have a ‘Child Essentials Plan’ which provides essential financial, medical and emotional support. From acquiring the Aviva child health insurance you’ll obtain:
Hospital expense allowance
If your child is admitted to hospital, you’ll receive a reimbursement of the costs per night. You’ll receive a hospital list - outlining the hospitals you’re covered for.
Access to a Paediatric helpline
With Aviva health insurance, you’ll get support from a personal nurse adviser if your child is admitted to hospital, is diagnosed with a serious illness, or if you need help in arranging a second opinion.
Unlimited use of a confidential GP helpline
Open 24hrs a day, 7 days a week. You’ll gain access to Babylon health services – unlimited video and phone consultations with a doctor/ fast text responses.
Axa also provide bespoke child health insurance policies. They understand that parents want to be by their child’s side at all times, and this is why, should it ever be needed - they cover the costs of one parent staying at the hospital. Axa child health insurance will also give you access to speedy diagnosis times and the best treatment, at the lowest prices. Some other benefits of this plan consist of:
Access to Axa’s team of experts – to answers any medical questions you or the family may have
Discounts through the online health and wellbeing site – including dietary products and much more
Choice of over 250 hospitals – with more than 24,000 recognised consultants - you'll receive an axa health insurance hospital list, enabling you to choose the closest centre to you.
Vast range of health information available online and on social media – helping you keep in shape
Member offers – including discounted PureGym membership to help you keep fit and active
Access to the latest approved cancer drugs even If they aren’t available on the NHS
Perhaps you’re thinking of acquiring health insurance for the whole family? Bupa has you covered – they offer a family health insurance plan which entitles you to 10% off, when compared to buying individual policies.
Bupa plans include benefits and features like:
Cancer promise
If you’re diagnosed with cancer, you can rest assured that you and your family will be in expert hands for as long as you have Bupa insurance.
24/7 health advice
Bupa offer ‘Anytime Helpline’ – which entails access to around the clock health advice from a trained nurse when needed.
Rewards
You’ll be entitled to a range of discounts from some of the UK’s biggest names in health and wellbeing – these include The Gym Group, Adidas and isubscribe.
We’ve mentioned just a few healthcare plans available for your children. So - how can we help? Here at The Health Insurance Specialists, it is important to us that you find the right policy - with the right cover, for the right price.
Finding the right health insurance for you, children or the whole family can be a time-consuming process. But, by filling in our online form, our team will do the hard work for you; by scanning the whole of the market in order to find you the best deal.
Alternatively, please don’t hesitate to call our friendly team on 0808 10 18 999.
