Private health insurance pays for the cost of private health treatments if the policyholder chooses it. What the health insurance policy covers is dependent on the type of policy a person has – and if the holder has pre-existing conditions.
Benefits of health insurance
Those who have private health insurance, also known as private medical insurance, usually benefit from:
- Faster treatments and diagnosis
- Private rooms in hospitals
- More choice on where they are treated
- Access to drugs and treatments not available on the NHS
- Access to digital GP services
In addition to this, some major health insurers also provide their users with additional benefits which they can use whilst being a policyholder.
Vitality Active Rewards
Those with Vitality Health Insurance can access the brand’s Active Rewards. Those with policies can use activity trackers such as Apple Watches or Fitbits to earn points – which can then be converted into benefits Vitality offers from brands.
For example, 12,500 steps earns 8 Vitality points or 30 – 59 minutes at 60% maximum heart rate earns 5 Vitality points. Users can earn a maximum of 8 Vitality points per day – and 40 Vitality points per week. Vitality Points can be exchanged for free coffee, coffee capsules, a free movie to stream at home and even a 12 month Amazon Prime membership (to name just a few rewards).
Everyday Rewards by Bupa
Those with Bupa Health Insurance can access the brand’s Everyday Rewards. Through this programme, Bupa policyholders can access discounts from popular brands and discounts on Bupa products, such as health assessments.
At the time of this article being written Bupa policyholders signed up to Everyday Rewards can access 1/3 off monthly gym memberships, 20% off Fitbit products and 10% off Bupa health assessments.
Aviva Wellbeing Services
Aviva provides its qualifying policyholders with access to various wellbeing services. This includes MyHealth Counts – which is a service that allows users to find out how healthy they are – which can help to reduce renewal premiums.
Aviva policyholders can also access Get Active – a service that supports fitness and wellbeing goals – providing discounts on gym services, lifestyle products and money-saving offers at over 3,000 health and fitness clubs.
Health-On-Line Customer Benefits
Those with Health-On-Line health insurance can access customer benefits, which are offered to help promote a healthy lifestyle. Offers at the time of this article being written include 50% off PureGym memberships, 25% off health assessments and a £100 refer a friend benefit.
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